General Investment Accounts

A General investment account is a simple way of investing more money once you've reached your annual ISA allowance. Often used in conjunction with an ISA however unlike an ISA or pension, there are no tax benefits, there is no upper limit on the amount invested. Like other investments the amount and range of funds is extensive and tailored to the level of risk you are prepared to take.

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Whilst the same tax advantages that ISAs and Pensions enjoy are not available annual capital gains allowances can be utilised which is currently £6,000 annually per person.

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A general investment account allows the flexibility to withdraw or contribute in lump sums or on a regular basis or not at all with no penalties.

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The value of investments can fall as well as rise. You may get back less than you invested