Investment Bonds

Investment  bonds are opened with a lump sum and once opened allow no further contributions to be made

 

Investment Bonds offer a number of benefits for investors, providing a regular tax-efficient income of 5% per annum of the original investment along with the potential for capital growth over the long term, plus effective tax planning.

 

Investment bonds mainly fall into two categories, onshore and offshore. The main difference is their tax treatment. In simple terms, onshore bonds are paid net of basic rate income tax whereas offshore bonds are paid gross of tax. Offshore bonds may also offer a wider choice of funds.

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The value of investments and pensions and the income they produce can go down as well as up and you may not get back the full amount that you originally invested.

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The Financial Conduct Authority does not regulate Tax Planning.