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Borrowing to Buy Your New Home

Buying a home can be daunting, particularly if it’s the first time arranging a mortgage.

We can arrange mortgage facilities whether you are buying for the first time, looking to change providers or buying for business purposes for a buy to let property. Commercial mortgages are on a referral basis

With access to the whole of market we can ensure that through understanding your requirements the right term, rate and provider can be recommended. As a mortgage is likely to be the biggest expenditure it's critical to get the right deal for you and could save significant money or time.

We Can Help

Whether you are an experienced property landlord, or a first time investor, we trust you will find this guide valuable. When borrowing to invest in a rental property it is important to ensure you have a clear understanding of the process and your knowledge is up-to-date.

This information will help to clarify the terminology, benefits, risks and associated costs of borrowing to invest in rental property.

Buying your first or next investment property can be a daunting prospect. There are many questions you will need to ask yourself:

Then come the mortgage related ones such as:

How much will it cost?
What return will I get?
Can I afford it?
How much deposit will I need?
What type of mortgage do I want?
Will I get a mortgage?

The home loan market is complex. There are so many different mortgages to choose from.

So it’s good to know that, as your adviser, we are on hand to answer your questions. We will help you with the tricky process of not only getting a mortgage, but getting the right mortgage.

We take pride in offering a personal service that takes into account your individual circumstances. Your financial situation is unique, so we work hard to understand your goals and aspirations, and make financial recommendations based on a comprehensive and detailed analysis of your needs.

Our role is to:

Ensure you do not waste money unnecessarily by paying a higher monthly amount than you need to for your borrowings

Save you time and effort by recommending the most appropriate solution
Stop you missing out on the most cost effective way of arranging your loan

This communication does not constitute advice and should not be taken as a recommendation to purchase any of the products or services mentioned. Before taking any decisions we suggest you seek professional advice.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

While this is a very structured process, please be aware that there are things that can delay progress that are outside of our control (e.g. property not valuing to the levels expected, further proof of income required by lenders).